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Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We are seeking a highly motivated and experienced Compliance Manager. As a Compliance Manager, you will be responsible for overseeing the compliance complaints program, reviewing regulatory complaints, developing metrics and reporting to senior management, and managing compliance issues identified through the program. This role involves close collaboration with various departments to resolve complaints and implement systemic improvements. The ideal candidate will have experience in regulatory compliance, exceptional analytical skills, and a proven track record in developing and implementing effective compliance programs.

What You’ll Do

• Compliance Complaint Management: Oversee the lifecycle of customer complaints from a compliance perspective, from receipt to resolution. Ensure timely and effective handling of complaints in accordance with regulatory requirements and internal policies.
• Compliance and Regulatory Adherence: Ensure complaints are managed in compliance with relevant regulations, industry standards, and company policies. Stay abreast of regulatory changes and adjust processes as necessary.
• Root Cause Analysis: Conduct thorough investigations to identify the root causes of complaints. Work with relevant departments to implement corrective actions and prevent recurrence. Ensure consumer compliance issues and associated risks of harm to consumers identified through complaints are escalated and corrected in a timely manner.
• Process Improvement: Develop and refine complaint handling processes to improve efficiency and effectiveness.
• Reporting and Documentation: Prepare regular reports for senior management and regulatory bodies, highlighting trends and areas for improvement.
• Stakeholder Collaboration: Work closely with various internal stakeholders, including customer operations, legal, product, and risk management teams, to address and resolve complaints.
• Audit and Review: Participate in internal and external audits. Ensure all complaint handling processes are audit-ready and compliant with regulatory expectations.
• Metrics and KPIs: Develop and track key performance indicators (KPIs) to measure the effectiveness of the complaint handling process. Use data-driven insights to drive continuous improvement.

What We Look For

• Bachelor's degree in business, law, finance, or a related field. Advanced degree or professional certification in compliance is a plus.
• Minimum of 5 years of experience in compliance, operations, or a related field, with a focus on complaint management. Experience in a regulated industry is highly preferred.
• In-depth knowledge of consumer compliance regulations, guidelines, and industry best practices.
• Strong analytical and problem-solving skills, with the ability to assess complex compliance issues and develop effective solutions.
• Excellent communication and interpersonal skills, with the ability to interact with individuals at all levels of the organization.
• Ability to manage multiple priorities and work under pressure.
• Proactive and innovative mindset with proven experience in leading initiatives and driving a culture of compliance within an organization.

Base Pay Grade - K

Equity Grade - 5

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

CAN base pay range per year: $109,000 - $159,000

LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

Benefits

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.