Join the World's Top Legal Talent Network

We are a hybrid, remote-office company dedicated to growing our talent anywhere!

We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Troy, MI, Franklin, TN, Dallas, TX

At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.

We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our HUMBLEHUNGRYSMART* approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

About the Role:

At Pathward, the Senior Vice President, Deputy General Counsel reports to the Chief Legal and Administrative Officer and will oversee legal advisory support for Pathward Financial, Inc. and Pathward, NA (collectively the “Bank”) as directed.

What You Will Do:

• Play a vital role on our legal team by providing timely, coordinated, and thoughtful strategic legal advice on a wide variety of legal, regulatory, compliance, and risk-management matters, grounded in applicable laws and tailored to the Bank’s business needs. The role requires proven leadership and management skills, along with the agility, flexibility and a sense of urgency and ownership that’s essential to executing in a highly regulated space. This position reports directly to the Chief Legal and Administrative Officer and interacts regularly with executive leadership, the board of directors, senior management, business units, and our bank’s clients’ legal and compliance teams.
• Facilitate the achievement of business strategies and outcomes by delivering timely legal advice that demonstrates a strong ability to assess legal and regulatory issues in alignment with the organization’s risk appetite and business objectives.
• Lead and manage legal support and guidance for significant banking-as-a-service and payments programs, from initial due diligence through ongoing program management. Review and negotiate contracts with partners, advising the Bank on potential legal and regulatory concerns, including card network rules, payments, consumer protection, privacy, and other applicable laws and regulations.
• Enhance cross-functional legal collaboration to drive positive business results, align with the Bank's long-term goals, mitigate risks, and maximize value.
• Provide legal support and guidance on enterprise-wide regulatory reporting, risk and compliance projects.
• Conduct impact assessments for new products, services, and business initiatives to identify and mitigate risks.
• Ensure that the organization’s risk management policies and strategies align with applicable regulations and the organization’s strategic goals, while supporting audits, examinations, and risk assessments.
• Partner with Risk, Compliance, Internal Audit, Finance, and Government Relations to provide legal expertise and guidance on regulatory issuances, rulemakings, and supervisory interactions.
• Assist with the development, implementation, and maintenance of a comprehensive privacy program that ensures compliance with applicable data protection regulations, including, but not limited to the GDPR, CCPA, and other relevant global, federal, and state privacy laws.
• Engage outside counsel as needed to ensure efficient completion of legal assignments within budget constraints.
• Other duties as assigned.

What You Will Need:

• Juris Doctor (JD) from an accredited law school and admission to at least one U.S. state bar.
• A minimum of 15 years of legal experience in a combination of law firm and in-house roles, preferably with a significant amount of prior work experience in a senior legal role at a federally chartered bank.
• Strong and proven leadership and management experience, self-propelled and motivated, self-aware and humble enough to be able to collaborate across the organization and amongst leaders at all levels of the organization. Experience with Boards and interfacing with them is a must.
• Strong understanding of Banking-as-a-Service, with related strengths regarding compliance, credit, consumer and commercial lending, litigation, and regulatory issues for a federally chartered bank, particularly as applied to the partnership banking model, oversight over a Bank’s third-party relationships and service providers, as well as in the unsecured consumer finance products in the marketplace lending space.
• Strong background in navigating compliance and regulatory challenges in a rapidly evolving payments or fintech environment, including interactions with federal regulators, such as the OCC, Federal Reserve, or FDIC.
• Familiarity with and experience handling issues related to statutes, regulations, and interpretations in the consumer and commercial lending and banking arenas, including but not limited to, TILA and Regulation Z, EFTA and Regulation E, Durbin Amendment, GLBA, UDAAP/UDAP, ESIGN Act, BSA, AML, and OFAC, along with applicable corporate governance regulations and data security rules and guidelines (e.g., GDPR, PCI DSS, Safeguards Rule and CCPA).
• Exhibit strong reasoning, market knowledge and decision-making skills in order to lead projects successfully to completion.
• Excellent analytical, negotiation and communication skills, with the ability to articulate complex legal and regulatory issues to non-experts, build strong connections across the organization, and convey complex legal concepts in a clear and understandable manner.
• An initiative-taking and collaborative problem-solving approach, with a strong willingness to embrace new challenges and adapt to fast changing and rapidly evolving environments.

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $209,946.92 – $346,412.42

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.

This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

Don’t have everything listed under qualifications? Studies have shown that women and people of color are less likely to apply to jobs unless they meet every single condition. At Pathward, we are dedicated to building a diverse and inclusive culture of belonging, so if you’re excited about this role but your experiences don’t match exactly to everything in the posting we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles.

Who we are:

Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.

Please click here to learn more about our benefits and review information about our Privacy Policy, Affirmative Action Plan and other notices. Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. For assistance completing an application, please contact a Pathward People & Culture Representative by emailing – careers@pathward.com

Please click here to view Pathward's Applicant Privacy Notice.

Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted.

Candidate Scam Warning

We encourage you to be cautious of hiring scams that impersonate Pathward. Copy and paste the following URL into your browser to learn more: https://www.pathward.com/about-us/people-culture/careers/